diff --git a/src/company_cmd.cpp b/src/company_cmd.cpp
--- a/src/company_cmd.cpp
+++ b/src/company_cmd.cpp
@@ -443,6 +443,12 @@ Company *DoStartupNewCompany(bool is_ai)
 	c->inaugurated_year = _cur_year;
 	RandomCompanyManagerFaceBits(c->face, (GenderEthnicity)Random(), false); // create a random company manager face
 
+	/* Settings for non-ai companies are copied from the client settings later. */
+	if (is_ai) {
+		c->settings.engine_renew_money = 100000;
+		c->settings.engine_renew_months = 6;
+	}
+
 	GeneratePresidentName(c);
 
 	InvalidateWindow(WC_GRAPH_LEGEND, 0);