diff --git a/src/company_cmd.cpp b/src/company_cmd.cpp
--- a/src/company_cmd.cpp
+++ b/src/company_cmd.cpp
@@ -542,7 +542,7 @@ Company *DoStartupNewCompany(bool is_ai,
 	ResetCompanyLivery(c);
 	_company_colours[c->index] = (Colours)c->colour;
 
-	c->money = c->current_loan = 100000;
+	c->money = c->current_loan = (100000ll * _economy.inflation_prices >> 16) / 50000 * 50000;
 
 	c->share_owners[0] = c->share_owners[1] = c->share_owners[2] = c->share_owners[3] = INVALID_OWNER;